FEMA and NY State offer various grants and loans for victims of Irene. Damages and repairs not covered by insurance may be eligible for grants or loans through FEMA. If your insurance carrier has denied your claim or the settlement does not adequately cover your costs, we advise you to register before October 31st. If you are not registered by that date FEMA won’t be able to help.

Individuals, homeowners, renters and small businesses. To learn about the process, including links and phone numbers, click on the link to read the JCRC overview and instructions for individuals, homeowners, renters and small businesses here. Applicants must register by October 31st.

Not-for-profits. Not-for profits may access SBA loans, but there is a separate program for certain not-for-profit organizations with an October 28th deadline. Click on this link to view the JCRC not-for-profit overview and instructions.

Q&A. A new resource, Commonly Asked Questions About Disaster Aid, was just published by FEMA. See it here.

Disaster Recovery Centers, Online and phone contacts. As time passes, FEMA is closing Disaster Recovery Centers. Check online for the latest list of open centers and their hours here. You can also register online at disasterassistance.gov or by calling 1-800-621-3362.